Privacy Policy

Effective Date: January 6, 2025

Your privacy is important to us at Budget Habits. This Privacy Policy explains how we collect, use, and protect your personal information, including for our paid membership and one-on-one coaching services.

1. Information We Collect

- Personal Information: Name, email address, payment information, and details provided during registration for free or paid services.

- Coaching Data: Session details, scheduling preferences, and notes provided during coaching sessions.

- Usage Data: Information about how you interact with our website, such as IP address, browser type, and activity.

2. How We Use Your Information

-To provide and improve our services, including membership and coaching benefits.

-To send updates, newsletters, and promotional materials (with your consent).

-To process payments and manage memberships and coaching appointments.

- To notify you about important updates or scheduling issues.

3. Sharing Your Information

We do not sell or share your personal information with third parties, except as required for payment processing, legal compliance, or service delivery.

4. Data Security

We implement industry-standard measures to protect your data, including encryption for payment information and secure storage of coaching notes. However, no method of transmission or storage is 100% secure.

5. Cookies

We use cookies to enhance user experience and track website performance. You may disable cookies in your browser settings.

6. Membership and Coaching Policies

- Subscription Management: You may update or cancel your membership through your account settings.

- Coaching Scheduling and Rescheduling: Clients can reschedule up to three (3) times with advance notice. Missed

sessions without prior notice will incur a rescheduling fee.

- Payment Policy: Fees for memberships and coaching are non-refundable.

7. Your Rights

You may request access to or deletion of your personal information at any time by contacting us.

8. Changes to This Policy

We may update this Privacy Policy periodically. Continued use of our services after updates constitutes acceptance of the revised policy.

9. Contact Us

For questions about this Privacy Policy, please contact us at [email protected].